Can someone other than my spouse receive a benefit from the Plan if I die before retirement?

Yes. If you have a qualified surviving spouse, your spouse may be eligible for the plan’s 50% Pre-Retirement Surviving Spouse Pension, subject to the plan’s eligibility requirements. 

If you are not married or if there is no QDRO awarding a pre-retirement death benefit to an alternate payee, the Plan pays a benefit to a non-spouse Beneficiary in one of the following three forms of benefits: 

1. A 50% Pre-Retirement Non-Spouse Pension for the lifetime of the Beneficiary,
2. A 60-month annuity, or
3. A Lump Sum Death Benefit ranging from $3,000 to $10,000 based on your number of Vesting Credits. 

To learn more about this benefit, see the section of the Summary Plan Description entitled “If You Die Before Retirement”.