Member Survey Member Login
Member Survey Member Login

Free Services and Transactions Associated with Vacation Debit Cards

Free Services and Transactions Associated with Vacation Debit Cards

February 17, 2017

The New York City District Council of Carpenters Benefit Funds, on behalf of the Board of Trustees, recently announced a new mandatory debit card program for vacation payments that will become effective in June. After the announcement, members had numerous questions about this new program, which will be implemented in association with rapid! PayCard. A majority of the inquiries focused upon whether or not certain services and transactions performed with the debit card would involve extra charges or fees. The short answer is NO. Most normal services and transactions will be FREE for members.

For more specifics regarding the free services and transactions offered by rapid! PayCard, please see the list we have prepared for you below.

Free rapid! PayCard Services and Transactions:

  • ACH Transfer to Bank Account(s)
  • Domestic ATM Cash Withdrawals – (Allpoint & MoneyPass)
    • Find all ATM locations in the Allpoint & MoneyPass networks here: Combined, there are over 68,000 in network locations nationwide, and over 7,200 in the NY/NJ/Conn. Tri-state area.
    • *Note- As with any other ATM/Debit card, there will be fees associated with withdrawals from ATMs that are not in the network.
  • Domestic ATM Balance Inquiry – (Allpoint & MoneyPass)
  • Card to Card Transfer(s)
  • Direct Deposit
  • Bill Payment
  • Interest Bearing Savings Account
  • Over-the-Counter Bank Cash Advance/Withdrawal – (*MasterCard Branch Locations Only)
  • Domestic/International POS Signature Purchases
  • Domestic/International POS PIN Purchases (including cash back)
  • New/Replacement Cards
  • Website Account Access
  • Interactive Voice Response (“IVR”) & Live Agent Account Assistance
  • Text Alerts- *Standard carrier rates may apply
  • Printed & Mailed Statement(s)- *One per month/home
  • Overdraft/Negative Balance Incidents
  • Monthly Maintenance
  • Bill Pay Reversal

If you still have questions or would like to learn more about rapid! PayCard, you can visit their website at or call our Member Services Department at (800) 529-FUND (3863).