Can anyone other than my spouse receive a benefit from the Plan if I die before retirement?

January 9, 2014

Only your surviving spouse can collect the “Pre-Retirement Surviving Spouse

Pension” if you die before retirement. However, if you are not married, are active, and

had at least four Vesting Credits, a lump sum benefit ranging from $3,000 to $10,000 (depending on the amount of your Vesting Credit) will be paid to your beneficiary. There is more information about this benefit in the section of the Summary Plan Description entitled “In the Event of Your Death Before Retirement.”