Reminder: Health Insurance Deductibles to Reset on January 1, 2025

November 19, 2024

The NYCDCC Benefit Funds would like to remind you that your health insurance deductibles will reset on January 1, 2025. Your deductible is the dollar amount you must pay each calendar year before the Plan pays benefits for covered In-Network and Out-of-Network services.

By scheduling appointments and exams before the end of the calendar year, you may be able to lower your out-of-pocket costs and save money on services that require coinsurance. The Fund Office encourages you to maximize your benefits, especially if you have already met or are close to meeting your deductible. 

More About Deductibles

To learn more about your specific deductibles, you can check your Summary Plan Description (SPD) or Summary of Benefits and Coverage (SBC). Information for Active and pre-Medicare eligible retirees can be found under Independence Administrators (IA), while information for Medicare-eligible retirees can be found under United Healthcare (UHC).

Active and pre-Medicare eligible retirees can contact IA by calling (833) 242-3330.

Medicare-eligible retirees can contact UHC by calling (888) 736-7441.