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Understanding Important Welfare Coverage Terms

When using your NYCDCC Welfare Fund coverage, it is important to understand the terms that are used in your Summary Plan Description (SPD) and your Explanation of Benefits (EOBs). Three terms that you will often see when using your coverage are “Co-payment,” “Co-insurance,” and “Deductible.” In the leaflet below, we…
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The NYCDCC Benefit Funds is on the Web… Don’t Forget to Spread the Word!

Don't forget to tell your fellow members that the NYCDCC Benefit Funds is on the web and on Facebook. The quickest way to get breaking news about your benefits is to check us out at www.nyccbf.org and www.facebook.com/nycdccbf. Feel free to print out the leaflet below and help us spread…
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Cost Savings, Investment Gains Result in Extra Money for Participants’ Annuity Accounts

Great news! The Board of Trustees of the New York City District Council of Carpenters Annuity Plan is pleased to announce that a disbursement of assets from the Plan’s administrative account will soon be added to its participants’ accounts. Thanks to cost savings and investment gains, the administrative account of…
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New SMM- Restoration of Vision Benefits to the NYCDCC Welfare Fund

As the NYCDCC Benefit Funds recently announced via our website (www.nyccbf.org) and our Facebook page (www.facebook.com/nycdccbf), effective January 1, 2015, vision benefits for eligible NYCDCC Welfare Fund participants will be restored. In our initial announcement, we stated that we would soon follow up with more detailed information. As a result,…
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December Vacation Checks Update

Some participants have recently called the Benefit Funds to inquire about December vacation checks. To help answer your questions, we have prepared the following update: The vacation checks (covering the 3rd quarter of 2014), will be mailed by Monday, December 8, 2014. If you wish to know how much you…
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December is Safe Toys and Gifts Month

‘Tis the Season of gift giving! The holiday season is upon us, and that means the hustle and bustle of shopping and finding the “perfect” gift begins. In the United States, December is observed as "Safe Toys and Gifts Month" to help us be more mindful when making our toy…
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NYCDCC Welfare Fund Restores Vision Benefits

Great news! On behalf of the Board of Trustees, the NYCDCC Welfare Fund is pleased to announce that a plan was approved for the restoration of your vision benefits, effective January 1, 2015. Basically, the “switch” that was turned off for your vision benefits in June of 2012 is now…
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IMPORTANT NOTICE: Medicare Enrollment Responsibilities and YOU

If you and/or your covered dependents are eligible for Medicare, or become eligible for Medicare, and your current Fund eligibility is not based upon your (or a family member’s) bank hours, please note that Medicare will have the primary responsibility for your claims. Because of this, the NYCDCC Welfare Fund…
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Announcement Concerning Express Scripts & Medco Merger

As you may already know, Express Scripts and Medco merged into one company in April 2012. However, while Express Scripts has nearly finished updating their systems so all materials reflect their name and brand, you may still see “Medco” or “Medco Pharmacy” in some instances over the next few months.…
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Introducing Accredo, Express Scripts’ Specialty Pharmacy

Here at the NYCDCC Benefit Funds, we understand that taking a specialty medication and managing a complex health condition can be stressful. Fortunately, your Pharmacy Benefit Manager, Express Scripts, understands this too. This is why, through Accredo, their specialty pharmacy, Express Scripts offers you the individual care and attention you…
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November is National Diabetes Month

  November is National Diabetes Month. According to the Center for Disease Control (CDC), nearly 30 million children and adults in the United States have diabetes. Another 86 million Americans have pre-diabetes, a condition in which blood glucose levels are higher than normal but are not high enough for a…
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Correction: Charles Johnson Jr. Memorial Scholarship Application Due Date is December 15th

  In the October 2014 edition of "Benefits Toolbox," it was stated that applications for the Charles Johnson Jr. Memorial Scholarship are due by November 15th. This was printed in error. The applications are actually due by December 15th. We apologize for any inconvenience this may have caused. If you have…
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In the News: Ebola, Enterovirus D68 Dominate Recent Medical Headlines

Over the past several months, you have most likely noticed that two viruses, Ebola and Enterovirus D68, have dominated recent medical headlines. While the deadly Ebola virus has ravaged West Africa and slowly crept its way to the United States (although in a limited capacity), Enterovirus D68 has maintained a…
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NYCDCC Welfare Fund Now Fully Covers Preventive Breast Cancer Medications

As of October 1, 2014, the NYCDCC Welfare Fund is pleased to inform you that all preventive breast cancer medications have a $0 copay, if you are an eligible female participant or dependent who is age 35 or older. According to the Affordable Care Act (ACA), the NYCDCC Welfare Fund…
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October is Breast Cancer Awareness Month

According to the American Cancer Society, an estimated 232,340 women were newly diagnosed with invasive breast cancer in 2013. Additionally, although it’s considered rare, an estimated 2,240 men were diagnosed with breast cancer in 2013 as well. These alarming statistics prove that breast cancer continues to be a major threat…
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New SMM- Changes to Disqualifying Employment Rules Concerning NYCDCC Retiree Welfare Coverage

Effective December 1, 2014, there will be changes to disqualifying employment rules concerning NYCDCC retiree welfare coverage. These rule changes, along with an FAQ to help participants understand the changes, will soon be sent out in the mail. If you would like to read about these rule changes before you…
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Announcement Concerning Continued Use of Metrodent Discount Plan

  Beginning October 1, 2014, NYCDCC Welfare Fund participants will still have the option of continuing to access the Metrodent Dental Network that serviced the Fund prior to the implementation of the new Aetna Dental DMO. Participants can purchase plans at the specially negotiated rates of $35/year for an individual,…
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September Vacation Checks Update

A number of members have recently called the Benefit Funds to inquire about your upcoming September vacation checks. To help answer your questions, we have prepared the following update: The vacation checks (covering the 2nd quarter of 2014), will be mailed Friday, September 5, 2014. If you wish to know…
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September is National Childhood Cancer Awareness Month

September is National Childhood Cancer Awareness Month. Every September there is a renewed commitment to curing childhood cancer. Cancer is a word that no parent ever wants associated with their child, and is something that no child should ever have to endure. Sadly, thousands are diagnosed each year, and it…
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Don’t Miss the Benefits Fair September 13th at Cunningham Park!

In addition to the family picnic and charity softball tournament that is being hosted by the District Council on Saturday, September 13th, at Cunningham Park in Queens, the Benefit Funds will have a Benefits Fair available for you and your family from 10AM-3PM. Please join us and your vendors for…
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